{"id":7,"date":"2022-11-17T11:06:28","date_gmt":"2022-11-17T11:06:28","guid":{"rendered":"https:\/\/iqcredit.com.my\/?page_id=7"},"modified":"2025-07-21T16:48:33","modified_gmt":"2025-07-21T08:48:33","slug":"home","status":"publish","type":"page","link":"https:\/\/lp.redpointexpress.com\/bm\/","title":{"rendered":"Halaman Utama"},"content":{"rendered":"<section class=\"quick-sec\">\n<div class=\"max-container\">\n<div class=\"title-2\">Cepat Mohon Sekarang<\/div>\n<div class=\"apply-wrapper\"><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-253\"><form id=\"wpforms-form-253\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"253\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/bm\/wp-json\/wp\/v2\/pages\/7\" data-token=\"42a2a9a935d8341655e4e703f8e7076d\" data-token-time=\"1778241551\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-253-field_7-container\" class=\"wpforms-field wpforms-field-layout\" data-field-id=\"7\"><div class=\"wpforms-field-layout-rows wpforms-field-large\"><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_4-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_4\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-253-field_4\" class=\"wpforms-field-small wpforms-field-required\" name=\"wpforms[fields][4]\" placeholder=\"Mohd Johari\" aria-errormessage=\"wpforms-253-field_4-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_5-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_5\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-253-field_5\" class=\"wpforms-field-small wpforms-field-required wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" placeholder=\"019-3300993\" aria-label=\"Phone\" aria-errormessage=\"wpforms-253-field_5-error\" required><\/div><\/div><\/div><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_2-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_2\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-253-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Mohdjohari@gmail.com\" spellcheck=\"false\" aria-errormessage=\"wpforms-253-field_2-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_6-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_6\">Type of Loan<\/label><select id=\"wpforms-253-field_6\" class=\"wpforms-field-medium\" name=\"wpforms[fields][6]\"><option value=\"Personal Loan\" >Personal Loan<\/option><option value=\"Motor Loan\" >Motor Loan<\/option><option value=\"Other Loan\" >Other Loan<\/option><\/select><\/div><\/div><\/div><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_8-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_8\">Numbers<\/label><input type=\"number\" id=\"wpforms-253-field_8\" class=\"wpforms-field-medium\" name=\"wpforms[fields][8]\" placeholder=\"RM10,000\" aria-errormessage=\"wpforms-253-field_8-error\" ><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_11-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"11\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_11\">Location \uff08Only KL, Selangor, Negeri Sembilan, Johor &amp; Melaka)<\/label><input type=\"text\" id=\"wpforms-253-field_11\" class=\"wpforms-field-medium\" name=\"wpforms[fields][11]\" placeholder=\"KL, Selangor, Negeri Sembilan, Melaka, Johor Only\" aria-errormessage=\"wpforms-253-field_11-error\" aria-describedby=\"wpforms-253-field_11-description\" ><div id=\"wpforms-253-field_11-description\" class=\"wpforms-field-description\">We only accept application from KL, Selangor, Negeri Sembilan, Melaka and Johor<\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"253\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/pages\/7\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-253\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lp.redpointexpress.com\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container --><\/div>\n<div class=\"usp-wrapper\">\n<div class=\"ups-box\">\n<div class=\"title-2\">Lowest Interest Rate<\/div>\n<div class=\"usp-caption\">We offer extremely lower or considered as lowest interest rate in the town from 0.88%-8%. If you manage to found other offer with lower interest rate than us, please approach us and we will offer 0.5% lower than your current offer.<\/strong><\/div>\n<\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Flexible Repayment Scheme<\/div>\n<div class=\"usp-caption\">Our repayment scheme and period will mainly customized base on your personal needs. From 12 months to 72 months. When longer is required, please do not hesitate to contact our consultant for discussion.<\/strong><\/div>\n<div class=\"title-2\">Fees &#038; Charges<\/div>\n<div class=\"usp-caption\">We are legal entity approved by KPKT, this is why we do not levy any hidden fee such as processing fee, application fee, charge back and etc to your application. We will only charge you commission fee upon your loan is approved.<\/div>\n<\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Repayment Sample<\/div>\n<div class=\"usp-caption\">Loan Amount of RM5000 for tenure of 5 months.<br \/>\nLoan Amount: RM 5000,<br \/>\nInterest Rate: RM 448<br \/>\nTotal Payable: RM 5448.<br \/>\n<strong>Monthly Repayment RM 908<\/strong><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"loan-home-sec\">\n<div class=\"max-container\">\n<div class=\"loan-type-wrapper\">\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">Personal Loan<\/div>\n<div>We offer various type of personal loan such as travel loan, umrah loan, quick cash loan, housing downpayment loan and etc. Always contact us through WhatsApp to get the latest loan package.<\/div>\n<\/div>\n<\/div>\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">Business Loan<\/div>\n<div>We offer commercial loan such as SME loan, Madani Loan, OD Loan, Working Capital Loan and etc. All of our business loan is able to assist your business goal by easing your financial difficulty.<\/div>\n<\/div>\n<\/div>\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">Collateral Loan<\/div>\n<div>In case of your profile does not meet both personal loan and business loan criteria, you may always discuss with our consultant to have asset as collateral to get your loan approval.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"home-about-sec\">\n<div class=\"full-about-container\">\n<div class=\"home-abimg\"><img decoding=\"async\" src=\"https:\/\/lp.redpointexpress.com\/wp-content\/uploads\/2022\/11\/about.jpg\" \/><\/div>\n<div class=\"ab-content\">\n<div class=\"title-1\">REDPOINT CREDIT GROUP<\/div>\n<div class=\"licetext\">LICENSE NO. WL6911\/14\/01-01\/310720<\/div>\n<div class=\"ab-text\">At Red Point Credit Group, we offer flexible and affordable loan options in Malaysia that provide the solutions you need for your personal or business financing. As a licensed money lender, we offer same-day cash availability to help you navigate your unique financial situation. Whether you need a loan to support your personal or professional needs, it is simple and easy to apply for and get approved for a loan in Malaysia with our money lending program.<\/div>\n<p><a class=\"comm-btn\" href=\"https:\/\/lp.redpointexpress.com\/bm\/application-form\/\">APPLY NOW<\/a> <a class=\"comm-btn\" style=\"background-color: #25d366; color: #ffffff;\" href=\"https:\/\/wa.me\/60179658696?text=i%27m%20from%20google%20and%20would%20like%20to%20apply%20for%20loan\">WHATSAPP<\/a><\/p>\n<div class=\"ab-row\">\n<div><img decoding=\"async\" src=\"https:\/\/campaign.redpointexpress.com\/wp-content\/uploads\/2025\/06\/RED-Point.png\" \/><\/div>\n<div class=\"ab-address\"><strong>Red Point Credit Group<\/strong><br \/>\nNo. 18-1 (First Floor Only), Jalan Kemuning Prima F33\/F, Kemuning Utama, 40400 Shah Alam Selangor.<\/p>\n<div class=\"area-text\">KUALA LUMPUR \u2022 SELANGOR AREA<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"repayment-sec\">\n<div class=\"max-container\">\n<div class=\"title-2\">REPAYMENT SCHEME: 1.5% PER MONTH (UNSECURED LOAN)<\/div>\n<div class=\"table-responsive\">\n<table  class=\"table-repayment table table-hover\"  width=\"100%\">\n<tbody>\n<tr>\n<td>Total Loan Amount<\/td>\n<td>6 Months<\/td>\n<td>1 Year<\/td>\n<td>2 Year<\/td>\n<td>3 Year<\/td>\n<td>4 Year<\/td>\n<td>5 Year<\/td>\n<\/tr>\n<tr>\n<td>1,000.00<\/td>\n<td>181.67<\/td>\n<td>98.33<\/td>\n<td>56.67<\/td>\n<td>42.78<\/td>\n<td>35.83<\/td>\n<td>31.67<\/td>\n<\/tr>\n<tr>\n<td>2,000.00<\/td>\n<td>363.33<\/td>\n<td>196.67<\/td>\n<td>113.33<\/td>\n<td>85.55<\/td>\n<td>71.67<\/td>\n<td>63.33<\/td>\n<\/tr>\n<tr>\n<td>3,000.00<\/td>\n<td>545.00<\/td>\n<td>295.00<\/td>\n<td>170.00<\/td>\n<td>128.33<\/td>\n<td>107.50<\/td>\n<td>95.00<\/td>\n<\/tr>\n<tr>\n<td>4,000.00<\/td>\n<td>726.67<\/td>\n<td>393.33<\/td>\n<td>226.67<\/td>\n<td>171.11<\/td>\n<td>143.33<\/td>\n<td>126.67<\/td>\n<\/tr>\n<tr>\n<td>5,000.00<\/td>\n<td>908.33<\/td>\n<td>491.67<\/td>\n<td>283.33<\/td>\n<td>213.89<\/td>\n<td>179.17<\/td>\n<td>158.33<\/td>\n<\/tr>\n<tr>\n<td>6,000.00<\/td>\n<td>1,090.00<\/td>\n<td>590.00<\/td>\n<td>340.00<\/td>\n<td>256.67<\/td>\n<td>215.00<\/td>\n<td>190.00<\/td>\n<\/tr>\n<tr>\n<td>7,000.00<\/td>\n<td>1,271.67<\/td>\n<td>688.33<\/td>\n<td>396.67<\/td>\n<td>299.44<\/td>\n<td>250.83<\/td>\n<td>221.67<\/td>\n<\/tr>\n<tr>\n<td>8,000.00<\/td>\n<td>1,453.33<\/td>\n<td>786.67<\/td>\n<td>453.33<\/td>\n<td>342.22<\/td>\n<td>286.67<\/td>\n<td>253.33<\/td>\n<\/tr>\n<tr>\n<td>9,000.00<\/td>\n<td>1,635.00<\/td>\n<td>885.00<\/td>\n<td>510.00<\/td>\n<td>385.00<\/td>\n<td>322.50<\/td>\n<td>285.00<\/td>\n<\/tr>\n<tr>\n<td>10,000.00<\/td>\n<td>1,816.67<\/td>\n<td>983.33<\/td>\n<td>566.67<\/td>\n<td>427.78<\/td>\n<td>358.33<\/td>\n<td>316.67<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<div class=\"title-2\">REPAYMENT SCHEME: 1.0% PER MONTH (SECURED LOAN)<\/div>\n<div class=\"table-responsive\">\n<table  class=\"table-repayment table table-hover\"  width=\"100%\">\n<tbody>\n<tr>\n<td>Total Loan Amount<\/td>\n<td>6 Months<\/td>\n<td>1 Year<\/td>\n<td>2 Year<\/td>\n<td>3 Year<\/td>\n<td>4 Year<\/td>\n<td>5 Year<\/td>\n<\/tr>\n<tr>\n<td>1,000.00<\/td>\n<td>176.67<\/td>\n<td>93.33<\/td>\n<td>51.67<\/td>\n<td>37.78<\/td>\n<td>30.83<\/td>\n<td>26.67<\/td>\n<\/tr>\n<tr>\n<td>2,000.00<\/td>\n<td>353.33<\/td>\n<td>186.67<\/td>\n<td>103.33<\/td>\n<td>75.56<\/td>\n<td>61.67<\/td>\n<td>5 3.33<\/td>\n<\/tr>\n<tr>\n<td>3,000.00<\/td>\n<td>530.00<\/td>\n<td>280.00<\/td>\n<td>155.00<\/td>\n<td>113.33<\/td>\n<td>92.50<\/td>\n<td>80.00<\/td>\n<\/tr>\n<tr>\n<td>4,000.00<\/td>\n<td>706.67<\/td>\n<td>373.33<\/td>\n<td>206.67<\/td>\n<td>151.11<\/td>\n<td>123.33<\/td>\n<td>106.67<\/td>\n<\/tr>\n<tr>\n<td>5,000.00<\/td>\n<td>888.33<\/td>\n<td>466.67<\/td>\n<td>258.33<\/td>\n<td>188.89<\/td>\n<td>154.17<\/td>\n<td>133.33<\/td>\n<\/tr>\n<tr>\n<td>6,000.00<\/td>\n<td>1,060.00<\/td>\n<td>560.00<\/td>\n<td>310.00<\/td>\n<td>226.67<\/td>\n<td>185.00<\/td>\n<td>160.00<\/td>\n<\/tr>\n<tr>\n<td>7,000.00<\/td>\n<td>1,236.67<\/td>\n<td>653.33<\/td>\n<td>361.67<\/td>\n<td>264.44<\/td>\n<td>215.83<\/td>\n<td>186.67<\/td>\n<\/tr>\n<tr>\n<td>8,000.00<\/td>\n<td>1,413.33<\/td>\n<td>746.67<\/td>\n<td>413.33<\/td>\n<td>302.22<\/td>\n<td>246.67<\/td>\n<td>213.33<\/td>\n<\/tr>\n<tr>\n<td>9,000.00<\/td>\n<td>1,5900.00<\/td>\n<td>840.00<\/td>\n<td>465.00<\/td>\n<td>340.00<\/td>\n<td>277.50<\/td>\n<td>240.00<\/td>\n<\/tr>\n<tr>\n<td>10,000.00<\/td>\n<td>1,766.67<\/td>\n<td>933.33<\/td>\n<td>516.67<\/td>\n<td>377.78<\/td>\n<td>308.33<\/td>\n<td>266.67<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<section class=\"apply-usp-sec\">\n<div class=\"max-container\">\n<div class=\"usp-wrapper\">\n<div class=\"ups-box\">\n<div class=\"title-1\">Loan Amount &#038; APR <\/div>\n<div class=\"usp-caption\">Minimum Loan Amount: RM1,000<br \/>\nMaximum Loan Amount: RM50,000<br \/>\nMinimum Loan Term: 6 months<br \/>\nMaximum Loan Term: 60 months<\/br><br \/>\n<strong>Annual Percentage Rate (APR)<\/strong><\/div>\n<p>Representative APR: From 6.5% to 18% per annum<br \/>\nThe APR includes interest charges as well as any applicable fees such as processing or administration charges.\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Representative Example<\/div>\n<div class=\"usp-caption\">For a personal loan of RM10,000 with a term of 12 months at a fixed interest rate of 10% p.a. (equivalent to a 10.5% APR including fees), the total repayment amount will be RM10,525, paid in 12 monthly instalments of RM877.08.<\/br><br \/>\n<strong>No Short-Term Repayment<\/strong><\/div>\n<p>We do not offer loans that require repayment in full in 60 days or less from the date the loan is issued. Our loans are structured with affordable monthly instalments over a minimum of 6 months.\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Full Fee Transparency<\/div>\n<div class=\"usp-caption\">\nAll applicable fees, charges, and terms will be clearly disclosed to the borrower before accepting the loan offer. There are no hidden fees.<\/br><br \/>\n<strong>Responsible Lending Notice:<\/strong><br \/>\nBorrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Cepat Mohon Sekarang Lowest Interest Rate We offer extremely lower or considered as lowest interest rate in the town from 0.88%-8%. If you manage to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-home.php","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":54,"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":269,"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/pages\/7\/revisions\/269"}],"wp:attachment":[{"href":"https:\/\/lp.redpointexpress.com\/bm\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}