{"id":7,"date":"2022-11-17T11:06:28","date_gmt":"2022-11-17T11:06:28","guid":{"rendered":"https:\/\/iqcredit.com.my\/?page_id=7"},"modified":"2025-07-21T16:48:33","modified_gmt":"2025-07-21T08:48:33","slug":"home","status":"publish","type":"page","link":"https:\/\/lp.redpointexpress.com\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<section class=\"quick-sec\">\n<div class=\"max-container\">\n<div class=\"title-2\">Quick Apply Now<\/div>\n<div class=\"apply-wrapper\"><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-253\"><form id=\"wpforms-form-253\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"253\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/en\/wp-json\/wp\/v2\/pages\/7\" data-token=\"42a2a9a935d8341655e4e703f8e7076d\" data-token-time=\"1778238138\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-253-field_7-container\" class=\"wpforms-field wpforms-field-layout\" data-field-id=\"7\"><div class=\"wpforms-field-layout-rows wpforms-field-large\"><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_4-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_4\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-253-field_4\" class=\"wpforms-field-small wpforms-field-required\" name=\"wpforms[fields][4]\" placeholder=\"Mohd Johari\" aria-errormessage=\"wpforms-253-field_4-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_5-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_5\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-253-field_5\" class=\"wpforms-field-small wpforms-field-required wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" placeholder=\"019-3300993\" aria-label=\"Phone\" aria-errormessage=\"wpforms-253-field_5-error\" required><\/div><\/div><\/div><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_2-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_2\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-253-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Mohdjohari@gmail.com\" spellcheck=\"false\" aria-errormessage=\"wpforms-253-field_2-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_6-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_6\">Type of Loan<\/label><select id=\"wpforms-253-field_6\" class=\"wpforms-field-medium\" name=\"wpforms[fields][6]\"><option value=\"Personal Loan\" >Personal Loan<\/option><option value=\"Motor Loan\" >Motor Loan<\/option><option value=\"Other Loan\" >Other Loan<\/option><\/select><\/div><\/div><\/div><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_8-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_8\">Numbers<\/label><input type=\"number\" id=\"wpforms-253-field_8\" class=\"wpforms-field-medium\" name=\"wpforms[fields][8]\" placeholder=\"RM10,000\" aria-errormessage=\"wpforms-253-field_8-error\" ><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-50\"><div id=\"wpforms-253-field_11-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"11\"><label class=\"wpforms-field-label\" for=\"wpforms-253-field_11\">Location \uff08Only KL, Selangor, Negeri Sembilan, Johor &amp; Melaka)<\/label><input type=\"text\" id=\"wpforms-253-field_11\" class=\"wpforms-field-medium\" name=\"wpforms[fields][11]\" placeholder=\"KL, Selangor, Negeri Sembilan, Melaka, Johor Only\" aria-errormessage=\"wpforms-253-field_11-error\" aria-describedby=\"wpforms-253-field_11-description\" ><div id=\"wpforms-253-field_11-description\" class=\"wpforms-field-description\">We only accept application from KL, Selangor, Negeri Sembilan, Melaka and Johor<\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"253\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/pages\/7\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-253\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lp.redpointexpress.com\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container --><\/div>\n<div class=\"usp-wrapper\">\n<div class=\"ups-box\">\n<div class=\"title-2\">LOW INTEREST RATE<\/div>\n<div class=\"usp-caption\">\n          Enjoy low &#038; Competitive interest rates when you take out a loan with us.<br \/>\n          <strong>Loan Interest Rates: 8%-12% Apr<\/strong>\n        <\/div>\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-2\">FLEXIBLE REPAYMENT<\/div>\n<div class=\"usp-caption\">\n          Enjoy greater freedom when you take a loan with us today. Minimum loan repayment period 6 months,<br \/>\n          <strong>Maximum loan repayment period 60 months.<\/strong>\n        <\/div>\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-2\">FEES &#038; CHARGES<\/div>\n<div class=\"usp-caption\">\n          Our company does not request any fees or charges such as application fee, processing fee, deposit, etc., prior to your application being approved.\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"loan-home-sec\">\n<div class=\"max-container\">\n<div class=\"loan-type-wrapper\">\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">PERSONAL LOAN<\/div>\n<div>A personal loan is a loan that can be taken out by all Malaysia citizens that have a source of income&#8230;<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">BUSINESS LOAN<\/div>\n<div>Our commercial loans are open to all corporate \/ commercial businesses that either need plenty of cash&#8230;<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"loanbox\">\n<div class=\"loan-icon\"><\/div>\n<div>\n<div class=\"title-2\">MORTGAGE LOAN<\/div>\n<div>Our mortgage loan is a kind of collateral loan. A collateral loan is a loan secured by some asset you own&#8230;<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"home-about-sec\">\n<div class=\"full-about-container\">\n<div class=\"home-abimg\">\n      <img decoding=\"async\" src=\"https:\/\/lp.redpointexpress.com\/wp-content\/uploads\/2022\/11\/about.jpg\" \/>\n    <\/div>\n<div class=\"ab-content\">\n<div class=\"title-1\">Red Point Credit Group<\/div>\n<div class=\"licetext\">LICENSE NO. WL6911\/14\/01-01\/310720<\/div>\n<div class=\"ab-text\">\n        At Red Point Credit Group we offer flexible and affordable Malaysian loan options that provide the solutions you need for your personal or business loan. As a money lender we offer availability to cash TODAY in order to get you through your unique financial situation. Whether you need a loan to assist you with your personal or professional needs, it is simple and convenient to apply and be approved for a loan in Malaysia through our Infinity Money Lender programs.\n      <\/div>\n<p>      <a class=\"comm-btn\" href=\"\/application-form\">Apply Now<\/a><br \/>\n      <a class=\"comm-btn\" href=\"https:\/\/wa.me\/60179658696?text=i%27m%20from%20google%20and%20would%20like%20to%20apply%20for%20loan\" style=\"background-color: #25D366; color: #FFFFFF;\">WhatsApp Now<\/a><\/p>\n<div class=\"ab-row\">\n<div class=\"logo-effect\">\n          <img decoding=\"async\" src=\"https:\/\/lp.redpointexpress.com\/wp-content\/uploads\/2025\/07\/cropped-RED-Point.png\" \/>\n        <\/div>\n<div class=\"ab-address\">\n          <strong>Red Point Credit Group<\/strong><br \/>\n          No. 18-1 (First Floor Only), Jalan Kemuning Prima F33\/F, Kemuning Utama, 40400 Shah Alam Selangor.<\/p>\n<div class=\"area-text\">KUALA LUMPUR \u2022 SELANGOR AREA<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"repayment-sec\">\n<div class=\"max-container\">\n<div class=\"title-2\">REPAYMENT SCHEME 1.5% ONE MONTH (UNSECURED LOAN)<\/div>\n<div class=\"table-responsive\">\n<table  class=\"table-repayment table table-hover\"  width=\"100%\">\n<tbody>\n<tr>\n<td>Total Loan<\/td>\n<td>6 Months<\/td>\n<td>1 Year<\/td>\n<td>2 Years<\/td>\n<td>3 Years<\/td>\n<td>4 Years<\/td>\n<td>5 Years<\/td>\n<\/tr>\n<tr>\n<td>1,000.00<\/td>\n<td>181.67<\/td>\n<td>98.33<\/td>\n<td>56.67<\/td>\n<td>42.78<\/td>\n<td>35.83<\/td>\n<td>31.67<\/td>\n<\/tr>\n<tr>\n<td>2,000.00<\/td>\n<td>363.33<\/td>\n<td>196.67<\/td>\n<td>113.33<\/td>\n<td>85.55<\/td>\n<td>71.67<\/td>\n<td>63.33<\/td>\n<\/tr>\n<tr>\n<td>3,000.00<\/td>\n<td>545.00<\/td>\n<td>295.00<\/td>\n<td>170.00<\/td>\n<td>128.33<\/td>\n<td>107.50<\/td>\n<td>95.00<\/td>\n<\/tr>\n<tr>\n<td>4,000.00<\/td>\n<td>726.67<\/td>\n<td>393.33<\/td>\n<td>226.67<\/td>\n<td>171.11<\/td>\n<td>143.33<\/td>\n<td>126.67<\/td>\n<\/tr>\n<tr>\n<td>5,000.00<\/td>\n<td>908.33<\/td>\n<td>491.67<\/td>\n<td>283.33<\/td>\n<td>213.89<\/td>\n<td>179.17<\/td>\n<td>158.33<\/td>\n<\/tr>\n<tr>\n<td>6,000.00<\/td>\n<td>1,090.00<\/td>\n<td>590.00<\/td>\n<td>340.00<\/td>\n<td>256.67<\/td>\n<td>215.00<\/td>\n<td>190.00<\/td>\n<\/tr>\n<tr>\n<td>7,000.00<\/td>\n<td>1,271.67<\/td>\n<td>688.33<\/td>\n<td>396.67<\/td>\n<td>299.44<\/td>\n<td>250.83<\/td>\n<td>221.67<\/td>\n<\/tr>\n<tr>\n<td>8,000.00<\/td>\n<td>1,453.33<\/td>\n<td>786.67<\/td>\n<td>453.33<\/td>\n<td>342.22<\/td>\n<td>286.67<\/td>\n<td>253.33<\/td>\n<\/tr>\n<tr>\n<td>9,000.00<\/td>\n<td>1,635.00<\/td>\n<td>885.00<\/td>\n<td>510.00<\/td>\n<td>385.00<\/td>\n<td>322.50<\/td>\n<td>285.00<\/td>\n<\/tr>\n<tr>\n<td>10,000.00<\/td>\n<td>1,816.67<\/td>\n<td>983.33<\/td>\n<td>566.67<\/td>\n<td>427.78<\/td>\n<td>358.33<\/td>\n<td>316.67<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<div class=\"title-2\">REPAYMENT SCHEME 1.0% ONE MONTH (SECURED LOAN)<\/div>\n<div class=\"table-responsive\">\n<table  class=\"table-repayment table table-hover\"  width=\"100%\">\n<tbody>\n<tr>\n<td>Total Loan<\/td>\n<td>6 Months<\/td>\n<td>1 Year<\/td>\n<td>2 Years<\/td>\n<td>3 Years<\/td>\n<td>4 Years<\/td>\n<td>5 Years<\/td>\n<\/tr>\n<tr>\n<td>1,000.00<\/td>\n<td>176.67<\/td>\n<td>93.33<\/td>\n<td>51.67<\/td>\n<td>37.78<\/td>\n<td>30.83<\/td>\n<td>26.67<\/td>\n<\/tr>\n<tr>\n<td>2,000.00<\/td>\n<td>353.33<\/td>\n<td>186.67<\/td>\n<td>103.33<\/td>\n<td>75.56<\/td>\n<td>61.67<\/td>\n<td>53.33<\/td>\n<\/tr>\n<tr>\n<td>3,000.00<\/td>\n<td>530.00<\/td>\n<td>280.00<\/td>\n<td>155.00<\/td>\n<td>113.33<\/td>\n<td>92.50<\/td>\n<td>80.00<\/td>\n<\/tr>\n<tr>\n<td>4,000.00<\/td>\n<td>706.67<\/td>\n<td>373.33<\/td>\n<td>206.67<\/td>\n<td>151.11<\/td>\n<td>123.33<\/td>\n<td>106.67<\/td>\n<\/tr>\n<tr>\n<td>5,000.00<\/td>\n<td>888.33<\/td>\n<td>466.67<\/td>\n<td>258.33<\/td>\n<td>188.89<\/td>\n<td>154.17<\/td>\n<td>133.33<\/td>\n<\/tr>\n<tr>\n<td>6,000.00<\/td>\n<td>1,060.00<\/td>\n<td>560.00<\/td>\n<td>310.00<\/td>\n<td>226.67<\/td>\n<td>185.00<\/td>\n<td>160.00<\/td>\n<\/tr>\n<tr>\n<td>7,000.00<\/td>\n<td>1,236.67<\/td>\n<td>653.33<\/td>\n<td>361.67<\/td>\n<td>264.44<\/td>\n<td>215.83<\/td>\n<td>186.67<\/td>\n<\/tr>\n<tr>\n<td>8,000.00<\/td>\n<td>1,413.33<\/td>\n<td>746.67<\/td>\n<td>413.33<\/td>\n<td>302.22<\/td>\n<td>246.67<\/td>\n<td>213.33<\/td>\n<\/tr>\n<tr>\n<td>9,000.00<\/td>\n<td>1,590.00<\/td>\n<td>840.00<\/td>\n<td>465.00<\/td>\n<td>340.00<\/td>\n<td>277.50<\/td>\n<td>240.00<\/td>\n<\/tr>\n<tr>\n<td>10,000.00<\/td>\n<td>1,766.67<\/td>\n<td>933.33<\/td>\n<td>516.67<\/td>\n<td>377.78<\/td>\n<td>308.33<\/td>\n<td>266.67<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"apply-usp-sec\">\n<div class=\"max-container\">\n<div class=\"usp-wrapper\">\n<div class=\"ups-box\">\n<div class=\"title-1\">Loan Amount &#038; APR <\/div>\n<div class=\"usp-caption\">Minimum Loan Amount: RM1,000<br \/>\nMaximum Loan Amount: RM50,000<br \/>\nMinimum Loan Term: 6 months<br \/>\nMaximum Loan Term: 60 months<\/br><br \/>\n<strong>Annual Percentage Rate (APR)<\/strong><\/div>\n<p>Representative APR: From 6.5% to 18% per annum<br \/>\nThe APR includes interest charges as well as any applicable fees such as processing or administration charges.\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Representative Example<\/div>\n<div class=\"usp-caption\">For a personal loan of RM10,000 with a term of 12 months at a fixed interest rate of 10% p.a. (equivalent to a 10.5% APR including fees), the total repayment amount will be RM10,525, paid in 12 monthly instalments of RM877.08.<\/br><br \/>\n<strong>No Short-Term Repayment<\/strong><\/div>\n<p>We do not offer loans that require repayment in full in 60 days or less from the date the loan is issued. Our loans are structured with affordable monthly instalments over a minimum of 6 months.\n<\/p><\/div>\n<div class=\"ups-box\">\n<div class=\"title-1\">Full Fee Transparency<\/div>\n<div class=\"usp-caption\">\nAll applicable fees, charges, and terms will be clearly disclosed to the borrower before accepting the loan offer. There are no hidden fees.<\/br><br \/>\n<strong>Responsible Lending Notice:<\/strong><br \/>\nBorrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Quick Apply Now LOW INTEREST RATE Enjoy low &#038; Competitive interest rates when you take out a loan with us. Loan Interest Rates: 8%-12% Apr [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-home.php","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":54,"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":269,"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/pages\/7\/revisions\/269"}],"wp:attachment":[{"href":"https:\/\/lp.redpointexpress.com\/en\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}