Cepat Mohon Sekarang
Lowest Interest Rate
We offer extremely lower or considered as lowest interest rate in the town from 0.88%-8%. If you manage to found other offer with lower interest rate than us, please approach us and we will offer 0.5% lower than your current offer.
Flexible Repayment Scheme
Our repayment scheme and period will mainly customized base on your personal needs. From 12 months to 72 months. When longer is required, please do not hesitate to contact our consultant for discussion.
Fees & Charges
We are legal entity approved by KPKT, this is why we do not levy any hidden fee such as processing fee, application fee, charge back and etc to your application. We will only charge you commission fee upon your loan is approved.
Repayment Sample
Loan Amount of RM5000 for tenure of 5 months.
Loan Amount: RM 5000,
Interest Rate: RM 448
Total Payable: RM 5448.
Monthly Repayment RM 908
Loan Amount: RM 5000,
Interest Rate: RM 448
Total Payable: RM 5448.
Monthly Repayment RM 908
Personal Loan
We offer various type of personal loan such as travel loan, umrah loan, quick cash loan, housing downpayment loan and etc. Always contact us through WhatsApp to get the latest loan package.
Business Loan
We offer commercial loan such as SME loan, Madani Loan, OD Loan, Working Capital Loan and etc. All of our business loan is able to assist your business goal by easing your financial difficulty.
Collateral Loan
In case of your profile does not meet both personal loan and business loan criteria, you may always discuss with our consultant to have asset as collateral to get your loan approval.
REDPOINT CREDIT GROUP
LICENSE NO. WL6911/14/01-01/310720
At Red Point Credit Group, we offer flexible and affordable loan options in Malaysia that provide the solutions you need for your personal or business financing. As a licensed money lender, we offer same-day cash availability to help you navigate your unique financial situation. Whether you need a loan to support your personal or professional needs, it is simple and easy to apply for and get approved for a loan in Malaysia with our money lending program.
Red Point Credit Group
No. 18-1 (First Floor Only), Jalan Kemuning Prima F33/F, Kemuning Utama, 40400 Shah Alam Selangor.
No. 18-1 (First Floor Only), Jalan Kemuning Prima F33/F, Kemuning Utama, 40400 Shah Alam Selangor.
KUALA LUMPUR • SELANGOR AREA
REPAYMENT SCHEME: 1.5% PER MONTH (UNSECURED LOAN)
| Total Loan Amount | 6 Months | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year |
| 1,000.00 | 181.67 | 98.33 | 56.67 | 42.78 | 35.83 | 31.67 |
| 2,000.00 | 363.33 | 196.67 | 113.33 | 85.55 | 71.67 | 63.33 |
| 3,000.00 | 545.00 | 295.00 | 170.00 | 128.33 | 107.50 | 95.00 |
| 4,000.00 | 726.67 | 393.33 | 226.67 | 171.11 | 143.33 | 126.67 |
| 5,000.00 | 908.33 | 491.67 | 283.33 | 213.89 | 179.17 | 158.33 |
| 6,000.00 | 1,090.00 | 590.00 | 340.00 | 256.67 | 215.00 | 190.00 |
| 7,000.00 | 1,271.67 | 688.33 | 396.67 | 299.44 | 250.83 | 221.67 |
| 8,000.00 | 1,453.33 | 786.67 | 453.33 | 342.22 | 286.67 | 253.33 |
| 9,000.00 | 1,635.00 | 885.00 | 510.00 | 385.00 | 322.50 | 285.00 |
| 10,000.00 | 1,816.67 | 983.33 | 566.67 | 427.78 | 358.33 | 316.67 |
REPAYMENT SCHEME: 1.0% PER MONTH (SECURED LOAN)
| Total Loan Amount | 6 Months | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year |
| 1,000.00 | 176.67 | 93.33 | 51.67 | 37.78 | 30.83 | 26.67 |
| 2,000.00 | 353.33 | 186.67 | 103.33 | 75.56 | 61.67 | 5 3.33 |
| 3,000.00 | 530.00 | 280.00 | 155.00 | 113.33 | 92.50 | 80.00 |
| 4,000.00 | 706.67 | 373.33 | 206.67 | 151.11 | 123.33 | 106.67 |
| 5,000.00 | 888.33 | 466.67 | 258.33 | 188.89 | 154.17 | 133.33 |
| 6,000.00 | 1,060.00 | 560.00 | 310.00 | 226.67 | 185.00 | 160.00 |
| 7,000.00 | 1,236.67 | 653.33 | 361.67 | 264.44 | 215.83 | 186.67 |
| 8,000.00 | 1,413.33 | 746.67 | 413.33 | 302.22 | 246.67 | 213.33 |
| 9,000.00 | 1,5900.00 | 840.00 | 465.00 | 340.00 | 277.50 | 240.00 |
| 10,000.00 | 1,766.67 | 933.33 | 516.67 | 377.78 | 308.33 | 266.67 |
Loan Amount & APR
Minimum Loan Amount: RM1,000
Maximum Loan Amount: RM50,000
Minimum Loan Term: 6 months
Maximum Loan Term: 60 months
Annual Percentage Rate (APR)
Maximum Loan Amount: RM50,000
Minimum Loan Term: 6 months
Maximum Loan Term: 60 months
Annual Percentage Rate (APR)
Representative APR: From 6.5% to 18% per annum
The APR includes interest charges as well as any applicable fees such as processing or administration charges.
Representative Example
For a personal loan of RM10,000 with a term of 12 months at a fixed interest rate of 10% p.a. (equivalent to a 10.5% APR including fees), the total repayment amount will be RM10,525, paid in 12 monthly instalments of RM877.08.
No Short-Term Repayment
No Short-Term Repayment
We do not offer loans that require repayment in full in 60 days or less from the date the loan is issued. Our loans are structured with affordable monthly instalments over a minimum of 6 months.
Full Fee Transparency
All applicable fees, charges, and terms will be clearly disclosed to the borrower before accepting the loan offer. There are no hidden fees.
Responsible Lending Notice:
Borrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.
Responsible Lending Notice:
Borrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.
