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LOW INTEREST RATE
Enjoy low & Competitive interest rates when you take out a loan with us.
Loan Interest Rates: 8%-12% Apr
Loan Interest Rates: 8%-12% Apr
FLEXIBLE REPAYMENT
Enjoy greater freedom when you take a loan with us today. Minimum loan repayment period 6 months,
Maximum loan repayment period 60 months.
Maximum loan repayment period 60 months.
FEES & CHARGES
Our company does not request any fees or charges such as application fee, processing fee, deposit, etc., prior to your application being approved.
PERSONAL LOAN
A personal loan is a loan that can be taken out by all Malaysia citizens that have a source of income…
BUSINESS LOAN
Our commercial loans are open to all corporate / commercial businesses that either need plenty of cash…
MORTGAGE LOAN
Our mortgage loan is a kind of collateral loan. A collateral loan is a loan secured by some asset you own…
Red Point Credit Group
LICENSE NO. WL6911/14/01-01/310720
At Red Point Credit Group we offer flexible and affordable Malaysian loan options that provide the solutions you need for your personal or business loan. As a money lender we offer availability to cash TODAY in order to get you through your unique financial situation. Whether you need a loan to assist you with your personal or professional needs, it is simple and convenient to apply and be approved for a loan in Malaysia through our Infinity Money Lender programs.
Red Point Credit Group
No. 18-1 (First Floor Only), Jalan Kemuning Prima F33/F, Kemuning Utama, 40400 Shah Alam Selangor.
No. 18-1 (First Floor Only), Jalan Kemuning Prima F33/F, Kemuning Utama, 40400 Shah Alam Selangor.
KUALA LUMPUR • SELANGOR AREA
REPAYMENT SCHEME 1.5% ONE MONTH (UNSECURED LOAN)
| Total Loan | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
| 1,000.00 | 181.67 | 98.33 | 56.67 | 42.78 | 35.83 | 31.67 |
| 2,000.00 | 363.33 | 196.67 | 113.33 | 85.55 | 71.67 | 63.33 |
| 3,000.00 | 545.00 | 295.00 | 170.00 | 128.33 | 107.50 | 95.00 |
| 4,000.00 | 726.67 | 393.33 | 226.67 | 171.11 | 143.33 | 126.67 |
| 5,000.00 | 908.33 | 491.67 | 283.33 | 213.89 | 179.17 | 158.33 |
| 6,000.00 | 1,090.00 | 590.00 | 340.00 | 256.67 | 215.00 | 190.00 |
| 7,000.00 | 1,271.67 | 688.33 | 396.67 | 299.44 | 250.83 | 221.67 |
| 8,000.00 | 1,453.33 | 786.67 | 453.33 | 342.22 | 286.67 | 253.33 |
| 9,000.00 | 1,635.00 | 885.00 | 510.00 | 385.00 | 322.50 | 285.00 |
| 10,000.00 | 1,816.67 | 983.33 | 566.67 | 427.78 | 358.33 | 316.67 |
REPAYMENT SCHEME 1.0% ONE MONTH (SECURED LOAN)
| Total Loan | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
| 1,000.00 | 176.67 | 93.33 | 51.67 | 37.78 | 30.83 | 26.67 |
| 2,000.00 | 353.33 | 186.67 | 103.33 | 75.56 | 61.67 | 53.33 |
| 3,000.00 | 530.00 | 280.00 | 155.00 | 113.33 | 92.50 | 80.00 |
| 4,000.00 | 706.67 | 373.33 | 206.67 | 151.11 | 123.33 | 106.67 |
| 5,000.00 | 888.33 | 466.67 | 258.33 | 188.89 | 154.17 | 133.33 |
| 6,000.00 | 1,060.00 | 560.00 | 310.00 | 226.67 | 185.00 | 160.00 |
| 7,000.00 | 1,236.67 | 653.33 | 361.67 | 264.44 | 215.83 | 186.67 |
| 8,000.00 | 1,413.33 | 746.67 | 413.33 | 302.22 | 246.67 | 213.33 |
| 9,000.00 | 1,590.00 | 840.00 | 465.00 | 340.00 | 277.50 | 240.00 |
| 10,000.00 | 1,766.67 | 933.33 | 516.67 | 377.78 | 308.33 | 266.67 |
Loan Amount & APR
Minimum Loan Amount: RM1,000
Maximum Loan Amount: RM50,000
Minimum Loan Term: 6 months
Maximum Loan Term: 60 months
Annual Percentage Rate (APR)
Maximum Loan Amount: RM50,000
Minimum Loan Term: 6 months
Maximum Loan Term: 60 months
Annual Percentage Rate (APR)
Representative APR: From 6.5% to 18% per annum
The APR includes interest charges as well as any applicable fees such as processing or administration charges.
Representative Example
For a personal loan of RM10,000 with a term of 12 months at a fixed interest rate of 10% p.a. (equivalent to a 10.5% APR including fees), the total repayment amount will be RM10,525, paid in 12 monthly instalments of RM877.08.
No Short-Term Repayment
No Short-Term Repayment
We do not offer loans that require repayment in full in 60 days or less from the date the loan is issued. Our loans are structured with affordable monthly instalments over a minimum of 6 months.
Full Fee Transparency
All applicable fees, charges, and terms will be clearly disclosed to the borrower before accepting the loan offer. There are no hidden fees.
Responsible Lending Notice:
Borrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.
Responsible Lending Notice:
Borrow responsibly. Taking a loan involves financial commitment. Please ensure you are able to repay on time to avoid any penalties or negative impact on your credit score.
